Property Pro Services has handled hundreds of claims and provides a smooth return to your pre-loss lifestyle. If damage has occurred Property Pro Services can walk you through the claims process with your insurance company. We will advise you of what is needed to restore and fully protect your home. Our goal is to ensure you get the appropriate claim before you settle. Below are some general insurance FAQ's.
WILL MY INSURANCE GO UP BECAUSE I FILE A CLAIM?
This is mostly a myth. Most adjusters would advise to FILE a claim any time there is damage to your property. Unlike care insurance, home insurance premiums are not based on an individual basis, but by amount insured, zip code, neighborhood, credit score, proximity to fire stations, type of construction, age of home, etc..
DO INSURANCE COMPANIES CARE AND TAKE CARE OF ME?
Yes, they care. They entered into a contract with you and their business is based on fulfilling that contract and perception of fairness. They operate under the same set of rules in that contract that you do. Of course, homeowners are less knowledgeable about certain aspects of the policy. Insurers have continually raised the bar on customer service and try to quickly and efficiently handle your claim.
HOW LONG WILL THIS TAKE?
The timetable is highly variable depending upon the scope of work, the availabilty of tradesman and materials, inspections and approvals, and other factors. Delays are inevitable, but the insurance industry has every desire for the claim experience to be as short and hassle free as possible.
MY INSURANCE ADJUSTER HAS ALREADY INSPECTED MY PROPERTY AND SAYS THERE IS NO DAMAGE.
Maybe you don't have any damage. However, consider this, oftentimes insurance adjusters are extremely busy and many times the adjusters overlook things or just do not have proper experience with your particular type of damage. Because of this, it is important to have someone with the proper training and experience that works FOR YOU. Furthermore, Property Pro Services offers FREE estimates, so you have nothing to lose but everything to gain by letting us take a second look.